Fees and Insurance
Insurance
Music therapy remains relatively unknown within the insurance industry, resulting in services being uncovered by most insurance plans. At East Tennessee Music Therapy, we do not accept insurance.
Private Pay
East Tennessee Music Therapy is a private pay practice. We accept cash, checks, debit/credit cards, and third-party providers such as Katie Beckett. A 4.0% processing fee is applied to all transactions when paying by card. For ACH bank transfers, a 1% processing fee is applied. We utilize the following payment schedule:
Invoices are emailed on the last day of each month for services rendered. You are responsible for paying 100% of your balance within 14 days. If your balance is not paid within the limits as stated above, you are responsible for paying a $25 late fee. In special circumstances, payment may be delayed, but this must be arranged and agreed upon with your therapist in advance.
Credit Card On File
To make it easier to keep your account paid, you can place a credit card on file to be automatically charged. This is optional and is intended to make it easier to keep your account paid. We will notify you each time you have an invoice and when we charge the card on file.
Cost of Services (2025 Service Rates)
Initial Intake (60 minutes): $165
Individual Music Therapy Session (45 minutes): $100
Consultation (45 minutes): $100
No Surprise Act
If you don’t have health insurance or you plan to pay for health care bills yourself, generally, healthcare providers must give you an estimate of expected charges when you schedule an appointment for a healthcare item or service, or if you ask for an estimate. This is called a “good faith estimate.”
A good faith estimate is not a bill.
The good faith estimate shows the list of expected charges for items or services from your provider. Because the good faith estimate is based on information known at the time your provider creates the estimate, it won’t include any unknown or unexpected costs that may be added during your treatment. Generally, the good faith estimate must include expected charges for:
The primary item or service
Any other items or services you’re reasonably expected to get as part of the primary item or service for that period of care.
Keep the estimate in a safe place so you can compare it to any bills you get later. After you get a bill for the items or services, if the billed amount is $400 or more above the good faith estimate, you may be eligible to dispute the bill.
For questions or more information about your right to a Good Faith Estimate, visit https://www.cms.gov/medical-bill-rights/help/guides/good-faith-estimate.